AML Due Diligence Intelligence

See who really owns Polish real estate

NexumGraph connects property registries, corporate ownership chains, and beneficial owner records into one searchable graph. Due diligence in seconds, not days.

🏢
ul. Marszalkowska 1
🏠
Dzialka 14/2 Mokotow
🏛
Alfa Invest sp. z o.o.
🏛
Beta Holding S.A.
👤
Jan K. (UBO)
👤
Anna M. (UBO)
⚠️
Sanctions Match

Poland's ownership data was never meant to be searched together

Notaries, banks, and lawyers check each registry manually. NexumGraph integrates them automatically and traces the full ownership chain.

📋

Ksiegi Wieczyste (KW)

Formal property ownership records. Who holds the deed, what encumbrances exist, and the full ownership history.

ekw.ms.gov.pl
🏛

KRS (National Court Register)

Corporate structure, board members, shareholders, and inter-company relationships for all registered entities.

prs.ms.gov.pl
👁

CRBR (Beneficial Owners)

Who really controls the company. The ultimate beneficial owners behind the corporate layers, required by AML law.

Institutional access
🗺

Geoportal

Spatial data, zoning plans (MPZP), infrastructure buffer zones. Geographic context for every property in the graph.

WMS / WFS
How it works

From property number to full ownership map

01

Input a KW number, address, or entity

Start from any direction: a property, a company (KRS/NIP), or a person's name. The graph builds outward from your starting point.

02

NexumGraph queries all four registries

Automated extraction from KW, KRS, CRBR, and Geoportal. Cross-referenced and de-duplicated using probabilistic entity matching.

~10 seconds
03

Ownership graph with red flag detection

Visual graph showing property to company to UBO connections. Automatic flagging: circular ownership, sanctions matches, stale CRBR data, offshore structures.

04

Auditable compliance report

PDF or API response documenting the full verification trail. Timestamped, source-linked, ready for regulatory inspection.

AML compliance is not optional

Polish AML law mandates UBO verification for every real estate transaction. Penalties reach 1M PLN. NexumGraph makes compliance fast and defensible.

⚖️

Notariusze

UBO verification for every property deed

🏦

Banks & Credit Unions

Mortgage and RE transaction AML checks

📑

Law Firms

Transactional due diligence for M&A and RE deals

🏘

RE Brokers

Client due diligence as required by law

The July 2026 deadline changes everything

Public access to CRBR is being restricted. Only obligated institutions keep access. Manual workflows won't cut it anymore. The institutions that automate their ownership verification now will be the ones that stay compliant, not scrambling.

4
Registries integrated
~10s
Full ownership trace
1M PLN
Max AML penalty